Have you been in a car accident and suffered significantly from it? You may have pain, lost your ability to work on your feet for eight hours a day, or you may have a stack of medical bills that is making it very hard for you to get back on track. When someone else causes these losses to occur, do not assume they will pay for them. You need to work with a skilled car accident attorney. Our personal injury attorneys in Chester County and Delaware County, PA are available to discuss your car accident case at length. Contact us immediately to learn more about the legal steps you can take to overcome your losses.
Every individual on the road is entrusted with a duty of care towards others. Negligence occurs when this duty is breached, leading to potential liability for any resulting damages or injuries.
Pennsylvania operates under a choice no-fault system for auto insurance. Opting for a no-fault insurance policy means your coverage will compensate for your losses, regardless of fault. Alternatively, individuals can elect “full tort” coverage, preserving their right to pursue damages directly from a negligent party’s insurer.
Limited tort coverage doesn’t preclude victims from seeking compensation from a negligent driver, especially in cases of permanent injuries, disfigurement, or damages surpassing their policy limits.
Mandatory Auto Insurance in Pennsylvania
How Personal Injury Claims Function in Pennsylvania
Personal injury claims in Pennsylvania typically involve settlement negotiations with the at-fault party’s insurer or civil lawsuits filed within two years of the accident date. Pennsylvania adheres to a modified comparative fault rule, allowing recovery as long as the claimant’s fault doesn’t exceed 50%.
In instances where multiple parties share fault, compensation is adjusted accordingly. For example, if a claimant is deemed 20% at fault, their settlement would be reduced by that percentage.
Wrongful Death Claims
In wrongful death cases stemming from car accidents, the statute of limitations is also two years. Claims are initiated by the personal representative of the decedent’s estate, with beneficiaries including surviving spouses, children, parents, and siblings.
Legal representation is crucial in navigating personal injury and wrongful death claims effectively. Experienced attorneys can conduct thorough investigations, identify applicable insurance coverage, gather essential documentation, and accurately assess damages to secure rightful compensation. At Caputo Law, our team is dedicated to advocating for our clients’ interests and ensuring they receive the compensation they deserve.